Preparing your children for 21st Century living

Tomi Toluhi

Parenting is one of the most challenging jobs in the world but it is also one of the most rewarding.   In this post we continue our series on raising children who are future-ready. If you have not yet done so, you will benefit from reading my previous post ‘Raising future-proof children’ where I shared the first six practices for raising children effectively. Here are the next six tips.

Prepare them for independence
Don’t send your children out into the world without life skills. Teach them to cook. Teach them to clean up after themselves. Teach them to manage money. The latter is particularly important and is one of the life skills we often neglect to pass on to our children. Financial illiteracy holds many people back early in life. Many adults admit that they would have been in a better place financially as young adults if their parents taught them early to tithe, give and also to save and invest. If your children leave home without financial skills, they will very quickly dig themselves into a hole which you may have to bail them out of. Opening savings accounts for your children when they are very young is an excellent practice which is highly recommended but we must also recognise that this is only half of the equation. It does nothing to impart financial skills to your children as they don’t manage the account themselves.  You may wish to start by giving them small amounts of weekly pocket money and showing them how to tithe and save off that. Don’t automatically give them everything they want.  Teach them to save for things that are within reach of their allowances. As they grow older, trust them to do some of the home shopping for essentials and require that they report back to you how much they spent, and promptly return the change. This teaches them financial accountability. When our first daughter turned 16, her birthday gift was some money, a trip to the bank to open her personal current and savings accounts, and a book on financial management written for teens which explained the principles of saving and investing and the dangers of debt. She has now had a lot of practice managing her personal finances so as she heads off to university this year, we are at peace that she is equipped to make sound financial decisions.

Listen, listen, listen
St Francis of Assisi famously said, ‘ Seek first to understand, then to be understood.’ Nowhere in the world does this matter more than in family life. Don’t unconsciously treat your children like an inconvenience. Be available to them, not just in body but also in mind and spirit. Give them focussed time. I am one of those people who is constantly on the move from the moment my eyes pop open in the morning to the time I hit my bed at night, but I have discovered the benefit of interrupting what I am doing at a particular moment to actually connect with my daughters when they want to share with me about their day or a challenge they have had in school. This communicates that I value them, much more than anything material I can ever give them. We all lead very busy lives; nevertheless we must understand that we have a window of opportunity to enter into our child’s world. If we miss that opportunity we will not be able to recapture those years when they are gone. If you want your children to be close to you when they leave home, the foundation must be laid while they’re still at home. If you’re not there for your children when they are young, don’t expect them to be there for you when you are old.

Treat them with respect
The way we speak to and treat our children shapes their view of what to expect from the outside world. We raise respectful children by modelling respect ourselves. If we expect our children to give us respect, we should be prepared to do the same for them. If we expect them to be polite, we should be polite in our dealings with them. My husband and I expect our children to say ‘Please’ and ‘Thank you’ to us so we do the same for them. Respect begets respect. Also, when you’re wrong, apologise to your children. You will not always get it right but children are very forgiving when you’re honest with them. Don’t pretend you’re infallible. If you want your children to demonstrate humility you need to model it for them. You will not always get it right with your parenting. Godly parenting is not a call to perfection. Great parents are not made in heaven; they are shaped on earth through the process of learning. I believe all first-born children deserve a special star in heaven because they are essentially the subject of experimental parenting! We get better at it second time around if we do have more children. We should expect to make some mistakes as we raise our children; that’s part of being human. As long as we acknowledge our mistakes to our children, we will retain their respect in the long term.

Accentuate the positives
Some parents specialise in catching their children out when they do wrong. This breeds an atmosphere of negativity and fear in a home. You are not perfect so don’t expect your children to be. Don’t give all the airtime in your home to pointing out your children’s faults or mistakes otherwise they will begin to avoid you. Don’t just catch them doing wrong, catch them doing right. Praise them sincerely when they do right. Highlight their strengths frequently, helping them see how gifted they are and how blessed you are to have them. The more specific you are about your praise, the more memorable it will be to your children. ‘You are such a good boy’ is nowhere near as effective as ‘I like the way you helped your little sister with her shoes just now; you are such a caring big brother’. The amazing thing is that your children never outgrow your praise. Even when we are adults, it is profoundly satisfying when our parents communicate that they are proud of us. The way you parent your children will go a long way in shaping their view of God as a Father. If you focus on the negatives they will believe that God is up there looking to catch them doing wrong as well. Be a good representative of God in your child’s life. We all respond better to praise than to criticism so even when you need to give your children negative feedback, sandwich it with some genuine praise. It makes it more palatable.

Discipline with love
Discipline is crucial in raising balanced children. We live in a world of consequences so our children need to learn that there is a reward or a cost for everything they do in life. When they are taught to obey authority when they are young, they will not struggle to respond appropriately to teachers, employers and other authority figures as they grow older. Nevertheless, we must show grace, even when we need to discipline them. The purpose of discipline is correction, not punishment, so even when you correct your children temper it with love. God exhorts us not to be harsh with our children. Harshness results when we discipline our children out of anger rather than love. The aim of God’s discipline is to shape the will, not to break the spirit. The same should apply to how we discipline our children.

Train them, then trust them
Expect your children to be responsible and they will rise to the occasion. Show them that you trust them and they will not want to disappoint you. You cannot monitor your children 24/7 but when you have given them principles to live by, let them know that you trust them to uphold those principles. Trust does not mean that you don’t verify that they have done what is required; it simply means that you always expect the best from them rather than anticipating the worst. Your belief in your children will be a powerful force that propels them towards excellence in life. Finally, as parents we can draw strength from God’s promise in Proverbs 22:6, ‘Start children off on the way they should go, and even when they are old they will not turn from it.’ Do your part with your children and trust God to do what you can’t do. Once you have laid down godly principles for them to live by and invested in your relationship with them, believe that even if they are ever tempted to stray from that path, they will return.

I would like to close on a personal note by sharing one of my most precious moments as a Mum. A few months ago, my eldest daughter Oyin came up to me out of the blue, hugged me and said, ‘You’re such an amazing Mum. I just want you to know that if anything ever goes wrong with me, it won’t be your fault. I feel like you’ve done everything perfectly and it’s all on me now.’  My typical-parent response was, ‘Just make sure nothing goes wrong, but that was so sweet!’  I know for a fact that I’m very far from perfect but I was so blessed by her words. In that moment I had flashbacks of diapers and potty training; learning to walk and learning to read; parents’ evenings and school presentations; showing her how to pray and to develop a personal devotion time; teaching her to cook and hounding her to clean her room. I remembered times when I scolded her and regretted it. Moments when I could have paid her more attention and didn’t. Missed opportunities and misunderstood intentions. In the final analysis all that matters is that it is wrapped in love and much prayer.  Whatever you’re doing for your children, keep doing it as best you know how. Your sacrifices will be rewarded.

What are your own tips for raising children? Leave me a comment on Facebook as an encouragement to others.

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Sharon was a God-loving, go-getting, hard-driving, ambitious woman with grand dreams of conquering the world. She had all her plans carefully laid out. She would own her own business by 35, hit her first million by 37, exponentially grow her business and by 40 she would branch out into real estate acquisition. Her ultimate goal was to make millions, not for herself, but to provide a better life for orphaned children in her community. She had felt the pain of being parent-less and passed from relative to relative with no real stability growing up. She knew what it felt like to go to bed hungry and cold. No child should ever have to go through what she went through growing up. She was determined to do everything in her power to rescue, nurture and care for as many orphans as she could. Mark was a stable, godly, focused man with the ministry on his mind. For as long as he could remember, he had always felt a divine call to be a missionary. Reaching unreached people-groups was his consuming passion. He knew without a shadow of a doubt that he wanted to spend his life preaching, teaching and pastoring in an island community where no Christian church existed. He was committed to living among these forgotten people and reflecting the light and love of Jesus to them. Then Mark met Sharon. They fell in love, had a whirlwind courtship, got married…and reality struck. You can already tell where their story is heading. Wondering what became of Mark and Sharon? We will never find out because they are entirely fictional but their story illustrates a point which I have observed graphically playing out in some marriages. It is entirely possible to fall in love with someone who shares your Christian values but whose life values are wildly different from yours. Your values manifest in two different ways; what is right and what is wrong in your view, and what matters to you most. The dictionary supports this distinction in our understanding of values. Values could refer to the principles or standards of behaviour which you subscribe to, including your commitment to live by Biblical standards, but on the other hand values could equally refer to your judgement of what is important in life. Sometimes Christian singles are encouraged to pursue a relationship with someone because they are both Christians and want to please God with their lives, ignoring the fact that pleasing God means different things to different people. Your desire to please God will play out differently in your life compared to the person who sits next to you in Church on Sunday, based on your values. Your assignment is to find someone whose life values align closely to yours so that you can both stay true to your values in marriage. To some people, pleasing God simply means living a quiet life raising their families in a godly manner. 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The premise on which biblical marriage is based is covenant. Covenant means that you pool resources and liabilities; your strengths compensate for each other’s weaknesses. As long as there are walls of division between your finances, it is impossible to achieve true unity; you are not truly one until your money is one. This demands going beyond paying lip service to unity and actually seeing each other as financial partners. Marriage is not supposed to be run like two separate corporations under the same roof. This does not necessarily mean having joint accounts, but it means that both parties are aware of what is coming in and what is going out of the family. It also means that through continuous practice you have learnt to communicate effectively about money which leads to my second point. Stop keeping secrets Keeping financial secrets is never a good idea in marriage. The minute couples begin to hide pay rises, bank accounts, expenditure and debts from each other, disunity, division and distrust sets in. Every marriage needs a healthy balance between financial autonomy and financial accountability and you need to agree as a couple where that balance lies. As adults we all need a certain amount of discretionary spending money such that we don’t have to justify every little expense to our spouse. Depending on what your family income is, you need to agree as a couple how much you can spend without consulting each other. As a rule of thumb, major purchases should be a product of joint decision making, although what constitutes major in one family can be a minor expense in another. This is why dialogue is so crucial. In the words of Larry Burkett, the noted Christian author on finances, ‘Money is either the best or worst area of communication in a marriage’ . If you can’t trust each other financially, this is an issue that needs to be worked through with a counsellor or it will eat at the heart of your marriage and rob you of your sense of unity and oneness. Agree a budget and stick to it Where there is no budget, a business will perish and the same can be said for marriage. The downfall of many couples is the unwillingness to take an honest look from time to time at where their money is being spent and whether that represents good financial stewardship. Many Christians mistakenly believe that budgeting is a faithless exercise. Yet Jesus Himself taught the exact opposite. In Luke 14: 28-29 He states, ‘Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you.’ I find it instructive that Jesus assumes the wisdom of budgeting our resources should be obvious. Similarly, financial planning is a theme that runs through the entire book of Proverbs written by King Solomon, one of the wealthiest men who ever lived. The absence of a financial plan is evidence of the absence of a financial vision for your family. When you agree as a couple how you want to manage your finances from month to month, and what your long term goals are, a lot of stress and conflict can be eliminated from your marriage. Understand temperament differences The way we choose to spend our money is a reflection of our money-values. We spend on what we cherish. Usually couples have different money languages and this can be the start of many conflicts if not properly handled. In my article, ‘Why couples really fight over money’ , I explore in detail the four basic money languages and how they influence our spending patterns. Once you identify you and your partner’s money languages, that knowledge forms a basis for coming to a better of understanding of how to harmonise the two for the benefit of your family. There is often strength in diversity and your differences, when harnessed appropriately, can cease to be flash points and become foundational in building a stable financial future.
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Many times people fail in marriage not because they don’t have what it takes but because they don’t know what it takes. You have what it takes to make your marriage successful but you must equip yourself with the right knowledge.
By Tomi Toluhi December 6, 2024
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